Warning: Late repayment can cause you serious money problems. For help, go to moneyhelper.org.uk. Warwick Financial Services Limited T/A FinLoan is a credit broker not a lender.

FinLoan
Why UsHow It WorksTrustTipsFAQGet Started

Explore Options from Multiple Lenders in One Place

A quick, safe and friendly way to apply.

£500
£100£5,000

You must be over 18, a UK resident and have a UK bank account to apply.

A loan of £1000 over 18 months will cost you £87.22 for 17 months and a final payment of £87.70 at a representative 79.5% APR. Total repayable: £1570.44 including £570.44 interest at 60.0% p.a. (fixed). Representative 79.5% APR.

* Any application, approval, rate, term, credit amount or payment time is subject to lender checks, affordability, status and payment processing times. Approval and funding are not guaranteed.

Clara the Cat with phone

Why Borrowers Choose Us

Fast & Simple

Apply in just minutes

Transparent

No hidden fees or surprises

Multiple Options

We'll search the market - we work with multiple lenders

Free to Use

No obligation to accept offers

How It Works

1

Choose your amount

Select how much you need to borrow

2

Fill a quick secure form

Provide basic information safely

3

We connect you with multiple lenders

We work only with trusted providers

4

Get credit offer that fits you

No obligation to accept a loan offer

We Care About Transparency

GDPR Data Protection

Your information is secure

Trusted Lending Partners

Multiple lenders in one place

Transparent Loan Information

Terms and costs explained upfront.

Clear Communication Only

No confusing jargon

Money Tips

Borrow only what you need — avoid overcommitting.

Check representative APR carefully before accepting.

Always repay on time to protect your credit score.

Smart borrowing starts here!

Clara the Cat

Answers For Your Questions

Clara the Cat

Ready to Get Started?

Browse loan options online. Secure and 100% free.

FinLoan
Privacy PolicyTerms & Conditions of UseComplaints PolicyVulnerable Customer PolicyResponsible Broking PolicyCookie PolicyConsumer Duty Policy

Important: Payday loans are not suitable for long-term borrowing or for people in financial difficulty.

Fast and Reliable Service

Once approved, your cash could be transferred within minutes. The exact time it takes for funds to reach your account depends on your bank's policies and procedures.

No Hidden Fees

We never charge customers for using our broker services. Instead, we receive a commission from lenders, brokers, or alternative credit providers when a customer enters into a consumer credit agreement following an introduction through our platform.

Our Role as a Broker

FinLoan is not a lender. Instead, we are a fully authorised and regulated credit broker, connecting borrowers with lenders to facilitate short-term unsecured loan agreements.

Transparency and Support

We are committed to providing a seamless and transparent experience, helping you make informed financial decisions with confidence.

Comprehensive Solutions

At FinLoan, we strive to find the best loan options for you. If we are unable to do so, we may redirect you to alternative firms or services. These include credit-building tools (which may charge a monthly fee if you choose to use them) or organisations that offer professional debt advice.

* Initial eligibility checks may use a soft credit search which is not visible to other lenders and does not normally affect your credit score. If you choose to proceed with an offer, the lender may carry out a full credit check which may be recorded on your credit file. Loan amounts available vary by lender and individual circumstances. Not all applicants will be eligible for amounts up to £5,000. Decision, approval and payout times vary by lender and depend on lender approval and bank processing times. There is no guarantee that an application will be accepted or that you will be offered terms that meet your financial needs.

Warwick Financial Services Limited T/A FinLoan is a credit broker, not a lender, and works with a number of credit providers who may be able to offer you finance. Whichever lender or broker we introduce you to, we may receive a fee from them. This will not affect the amount you pay under your credit agreement.
All finance is subject to status and income. Terms and conditions apply. Applicants must be aged 18 or over.
Representative Example: A loan of £1,000 over 18 months will cost £87.22 per month for 17 months, with a final payment of £87.70 at a representative 79.5% APR. The total amount repayable is £1,570.44, which includes £570.44 interest at 60.0% per annum (fixed).
Warwick Financial Services Limited is authorised and regulated by the Financial Conduct Authority (FRN 622839).
Warwick Financial Services Limited T/A FinLoan is registered in England and Wales under company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. Registered with the Information Commissioner's Office under registration number ZA101793